Classic car insurance is a one where it is necessary to determine the data of the classic car subjected to that of the insurance company. A person who owns a classic car makes sure that the car is insured before anything goes wrong. The real fact is that the owners of the classic car have an emotional attachment to it. This does not work out for the family sedan or for the care that is used for the business. A classic car owner must be ready for any type of restoring, replacing or repairing that are in a great need to be done in the case of the damage, vandalism or the theft. On the other side of the flip, the classic car insurance policies differ in the terms of a great deal from the standard auto policies. In most of the cases, the auto insurance companies value a standard vehicle which is totally based on its actual cash value. It is important to note that some of the classic car insurance policy comes with certain restrictions. First, the limitations on how many miles may be driven annually, next to the set of protocols how the car must be stored particularly in a secure garage, and the restrictions who are allowed to drive the vehicle.